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Jun 08



Disney World has become the pinnacle of all family vacation destinations. While there is no doubt that your family will have fun at Disney World, getting there and back on a tight budget is sometimes easier said than done. But like all vacation spots, there are some tips for Disney World that can save you hundreds of dollars.

One of the largest expenditures you will face on any vacation is the cost of food and beverage. Tourism areas know that you have to eat on your trip and some use this advantage to hike up prices beyond reasonable means. Disney World is no stranger to the tourism industry and you certainly aren’t going to find any $3.00 lunch specials within park boundaries. But there are ways to control your food costs at Disney. Here are some simple tips to get you started.

Use the Meal Packages

If you are purchasing a Magic Your Way package, then you have probably contemplated whether or no the food options are worth it. As it turns out, they are actually a pretty good deal based on convenience and cost. Typically you have access to two sit-down meals and one concession snack with the most popular packages. There are plenty of restaurants within the park that participate in this offer, and if you plan your meal effectively, then you will find the package to be a great add-on. Purchasing in advance also helps to control your budget so that you don’t spend beyond your means.

Eat Before You Go

This is a very good strategy, especially for breakfast time. There are hundreds of convenient food outlets in the vicinity of the theme parks, and all of them offer substantial savings to what you will find inside Disney. Obviously it is difficult to exit the park solely for meals, but grabbing a bite before you enter is easy enough to plan for.

Eat Later Meals

The way that you structure your meal times can also impact how much you will spend of food and beverage. If you can eat a later lunch for instance, you will probably be able to hold off on dinner until your trip home. This will allow you to dine outside of the park where there are cheaper options. You can also consider subsidizing meals with concession snacks to get your family by until you find an option on the outside. If you plan properly, you will likely only need to have one full meal inside the park.

Utilize Children’s Portions

As the average portion size continues to increase in America, we find ourselves leaving more and more on our plate. Use this to your advantage by purchasing kids meals for adults. A simple platter of chicken tenders and fries is usually more than enough to tide over the average adult. Of course many of the sit-down restaurants have policies against this, but the food court areas do not. Thus, you can beat the system by targeting these outlets for your primary meal.

Like any tourism business, Disney World charges a premium for their food items. While this can be disappointing to first-time visitors, veteran Disney-goers know there are plenty of ways to find a cheap meal. The key is to know your options and plan ahead. A small amount of strategy can save you hundreds of dollars.

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Feb 14

If you have bad credit, you’re probably concerned that when you pursue auto financing, you’ll have to pay through the nose in finance charges and fees. There are some tips that I can offer to help you to save money when buying a car from a dealership and with no money down.

Here are 3 bad credit car buying tips that will save you money!

Negotiate No Money Down. It’s actually something that can easily be done. Dealers usually only request down payments as a way of making more profit on the sale. It’s not always that it’s required to get you approved for a loan. If you don’t budge and tell the dealer that you’re willing to make your first payment on the day you take the car, you may be surprised that they accept.

Dealers move numbers around for a living, and a “special dealer rebate” can come up at the last minute to help you out. Buying a car with bad credit with no money down is easy if you simply don’t budge. You know, the dealer wants to sell you a car more than you want to buy one and they can make the numbers work if a sale if on the line.

Negotiate Interest Rates. Sounds crazy right? After all, you can’t negotiate what the bank says, right? Actually, the interest rate that you’re quoted by a dealer is usually more than your actual interest rate. This is because dealerships make money by inflating your interest rate.

They can add up to 5 percentage points to your rate and the extra money that you pay in finance charges and car payments over the course of your loan results in a commission payment to the dealer from the finance company.

Try Online Lenders. There are some lenders and online loan services that have gotten billions of dollars approved for people with bad credit. You may be pleasantly surprised at what is available for you if you just do a little research online. It sure saves you from the hassle of having to negotiate finance with a dealership.

Some have programs for no down payment and your payments are based on your monthly income. That way, you don’t get in too deep with car payments that are hard to afford.

Use your head, apply what you know and you’ll get a great deal. No matter where you choose to get your financing, you can still apply the above tips to save money when buying a car with bad credit at a dealership.

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Jan 28



Frugal business owners will reap the rewards when they follow these tips and save money around every corner. When you’re just starting out or struggling through a dampened economy, saving money is a priority. Many businesses may suffer, but being tactful and purposeful in your spending will help you ensure that your business profits exceed your expenses.

1) Depending on the nature of your business, you may be able to save money on your website. It can cost thousands of dollars to hire someone to do it for you, or you could simply spend a few hundred on a program that walks you through building your own. Sometimes this works out better because you are adding in personal touches all over the site. Just keep your brand image in mind and be willing to put in the hours.

2) Promote yourself as opposed to paying for lots of pricey advertising. In today’s day and age, you can build meaningful personal and business relationships using social networking sites online. Stay active on the sites at least weekly. Offer special promotions, contests or benefits to your fans and followers. Word of mouth will have you building your business for free in no time. Plus, you can directly target the customers and clients that you would like to have.

3) Save money on office or store d

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